Terms of use

1. About these terms

This website is operated by [LEGAL ENTITY NAME], registration number [REGISTRATION NUMBER] ("W.consulting", "we", "us"). By using this website you accept these terms. If you do not agree, please do not use the site.

2. Information, not advice

The content on this website, including articles, insights, cheat sheets, white papers and videos, is general information about corporate reporting and related topics. It is not professional advice and should not be relied on as such. Accounting standards and regulations change, and applying them depends on your specific facts.

No adviser and client relationship is created by using this website, reading our content or contacting us. That relationship only begins when an engagement letter is signed.

3. Tools and calculators

Interactive tools on this website, such as our IBR and ECL calculators, illustrate a methodology using the inputs you provide. Their outputs are indicative only and must not be used for financial reporting, audit or other decisions without appropriate professional review. You are responsible for the inputs you enter and how you use the results.

4. Intellectual property

All content on this website, including text, graphics, downloads, tools, videos, the W.consulting name, logos and brand thread, belongs to W.consulting or its licensors and is protected by intellectual property law.

You may view and download content for your own internal business use. You may not reproduce, republish, sell, adapt or distribute it, or use it to train or build other products, without our prior written permission.

5. Using the website responsibly

You agree not to:

• use the website unlawfully or in a way that could damage it or impair others' use of it
• attempt to gain unauthorised access to the website, its systems or data
• introduce viruses or other harmful code
• scrape, harvest or copy content by automated means
• submit false information through our forms

6. Training and bookings

Course registrations, fees, payment, transfers, cancellations and refunds are governed by the booking terms presented at the time of registration. Where those terms differ from anything on this website, the booking terms apply.

7. Advisory engagements

Advisory services are provided only under a signed engagement letter, which sets out the scope, fees and terms of that engagement. These website terms do not apply to advisory work.

8. Third party links

This website may link to websites and services run by others. We do not control and are not responsible for their content, availability or privacy practices.

9. Availability

We aim to keep the website available and accurate, but we do not guarantee that it will be uninterrupted, error free or up to date. We may change, suspend or withdraw any part of it at any time.

10. Limitation of liability

To the extent permitted by law, W.consulting is not liable for any loss or damage arising from your use of, or reliance on, this website, its content or tool outputs. Nothing in these terms excludes or limits liability that cannot be excluded by law, including under the Consumer Protection Act and the Electronic Communications and Transactions Act where they apply.

11. Privacy

How we handle personal information is explained in our privacy policy.

12. Changes to these terms

We may update these terms from time to time. The version on this page applies from the date shown above.

13. Governing law

These terms are governed by the laws of the Republic of South Africa, and the South African courts have jurisdiction over any dispute. Engagements contracted through our Mauritius or London offices are governed by the law stated in the applicable engagement letter.

14. Contact us

Questions about these terms? Email or use our contact page.